Unsecured Business Loans and Lines of Credit. 

 NEWSFLASH!!!!!! 10/31/2008 02:25 EST From The Great State of New York! Our Company can arrange financing for up to 125% of your monthly cash and checks that flow through your checking account and up to 125% of your revenues from Credit Cards.

*No Tax Returns required!

*No P&Ls required!

To Start we will fill out a short preapp over the phone and you will fax us 3 to 4 months of the first main page of your Business Bank Statements and 3 to4 months of your Merchant Service Statements.

Call 631-368-2219 and ask for Charles Hennebeul.  Tell him you are interested in the 125% Program!!!!

Minimum Loan Amount is $3,000.00  Maximum $300,000.00 Subject to Lender's Final Decision.

Factoring Program-Coming Soon.

Mezzanine Loan Program This type of loan is almost like a second mortgage because you can obtain a first mortgage and then simultaneously obtain a mezzanine loan. We work with more than one Mezzanine Lender since there are many of them out there. Here we highlight Loan Programs with unique lending traits that may benefit the Property Owner.

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 Store Owner Financing To Consumers With Marginal But Not Poor Credit!

If you own a store or business selling a product or service to Consumers and are currently not providing store financing to your customers or your current store finance customer approves only customers with excellent credit and your marginal credit customers are being declined please contact our office to apply for store financing. A $500.00 non refundable application fee to the finance company applies. Applicants should be able to do at least $10,000 per month or more in new business in order to be set up for this store financing.

What are examples of financing approved items?

Vocational services

Dating services

Exercise Equipment

Vacuum cleaners (Business to Consumer )

ATM MAchines

Terms are 12 to 60 months.

If you are serious about providing store financing to your marginal but not poor credit consumers and are willing to provide Corporate financial statements, Balance sheet, last years corporate tax returns copy of your consumer contract and credit application, First and last page of your building lease and Liability Insurance page, promotional material on your business, unexpired business license(if applicable), articles of incorporation, provide at least $10,000 a month in new business, and can AFFORD to pay a one time NON REFUNDABLE origination fee of $500.00 to cover the UCC-1 search and filing, Dun and Bradstreet report, landlord references and any other necessary investigation(the $500 fee must accompany the application) then we strongly urge you to contact our office!!
Get Equifax Score Watch Now!


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Second Mortgage Commercial Loan Program



Loan size:Minimum of $100,000 to $3 million($3,000,000.00USD)



Position:Second

Lender prefers a blended rate approach. Call for more information



Two Business Days or less for Pre-Approval



Property Type:Commercial Real Estate only subject to lender's approval on a case by case basis.



Rates: Currently between 16 to 18% but subject to change at any time.

Up to 70% CLTV on a case by case basis subject to final say of lender-no exceptions!

Documents required from Borrowers:

1)Short Real Estate Questionnaire (We take this over the phone)

2)Corporate Financial Statement

3)Personal Financial Statement(sent to you by Fax or Email)

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Church Financing Program

$250,000 to $5 million to 75% Loan to Value Fixed Rate-20 Year Term Fully Amortized***No Personal Guarantees-No Prepayment Penalties

*Church Purchases and Construction Loans

*Church Day Care Centers Financing

*Church Refinance with "Cash Out"

*Financing For Church Schools

This lender has been doing Church Financing Since 1986.

Basic Financing Qualifications

1)Loan amount cannot exceed three and one half (3.5) times the Churches last full fiscal years Gross "Plate Income" OR 75% of the appraised Value ,whichever is the lesser of the two.

2)A Minimum Last Fiscal Year "Plate Income" of $75,000 and at least 75 WEEKLT ATTENDEES are required to qualify for the minimum financing amount of $250,000 and in addition financing will not exceed 75% of the current Appraised Value of the completed Church.(including any planned remodeling, construction, additions etc).

3)Net Income(last fiscal year) from an affiliated now operating day care center,kindergarten,church school, church senior centers etc can be included along with the last fiscal year "Gross Plate Income" to qualify.

Please NOTE: Three Fiscal Years and current year to date "stub" financial data in Generally Accepted Accounting Principles (GAAP) format prepared by an independent CPA is required PRIOR to loan submission.

For the FASTEST Pre qualification Email us at amcashinc@aol.com the Following:

Feel Free to Cut and Paste This Into Your Email!!!!

Church Name

Street Location

Church Mailing Address

Church Email Address

Church Telephone and FAX #

Date of Incorporation

Tax ID #

Pastor's Cell # and Evening Phone #

Average weekly Attendance # Adults and # of Children

Total GROSS "Plate Income" Receipts Last Full Fiscal Year$

This Year How Much "Plate Income" do you expect to receive?

Daycare Etc NET income last year(if any)$_______

The debt (if any) on our present properties is$_______

Present monthly payment$________

Interest Rate is_______________%

In a short paragraph please answer what is the purpose of your financing request?

Give us the best estimate of the total real estate value (including planned improvements etc)$_________________

Total amount of this Church Financing request is$_______________

This questionnaire was provided by the Church Lender...therefore We recommend you copy and paste this questionnaire into your email and email the answers to us, then call us. We will give you a pre qualification quote of the rate, fees and term within 5 business days.

Also we request that only authorized agents of the Church call to inquire about this program.

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All loans described on this website, including the "Second Mortgage Commercial Loan Program" are subject to the final underwriting guidelines of the lender. American Cash Solutions, a Commercial Mortgage Broker is not authorized to make any written, or verbal promises on behalf of its third party lenders. Borrowers are advised that even if an approval, aka commitment aka letter of interest is granted that any lender may for any reason cancel your commitment.

All loan programs posted on this page and web site are subject to change at anytime and may even change during the time of preapplication. Such changes are beyond the control of American Cash Solutions Inc.

Unsecured Business Loans in East Northport,Northport,Huntington,Commack,Dix Hills, Jericho,Northport Village,Smithtown,Kings Park,Manhattan,Chelsea,New York City,Riverhead,Montauk,East Hampton,Brookville,Great Neck,Syosset,Melville,Long Island

November 2008 NewsFlash:In 2009 All Unsecured Business Loans will be handled through our under construction website www.corcash.com