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Commercial Bridge loans can give you a competitive advantage-Ask for Charles Hennebeul and tell him you need a commercial bridge loan!

To stay competitive in a tight market, some building owners  make the choice of securing a bridge loan (also known as bridge financing). 

Typically a bridge loan is structured as a short term loan. How do bridge lenders make money on these loans?  Through the points charged in closing cost.  Lenders can not make enough money on 1 to 3 year loans and can only stay in business through charging points. The interest made from 1 to 3 years is not enough even on multimillion dollar loans especially when the lender may have to pay back its investors who helped fund the bank.  Even the top ten largest banks in the US borrow money to lend money. One of the most common sources of borrowing other people's money is through an IPO(Initial Public Offering).  The stocks you buy of a bank may help fund a bank and increase its lending capacity.

Loan Guidelines For Commercial Bridge Loans:

This is just one Bridge Loan Program:If you need a larger or smaller bridge loan call or email us and we'll see what we can do for you.  Thanks.

*All Income Generating Commercial Property Types Can Apply

*Loan Size Starting from $1,000,000(One Million) to $15,000,000(Fifteen Million)

*Loan Terms of 1 to 3 Years(longer terms considered on an exception basis)

*ALL Bridge Loans are Interest Only

*65%LTV(Up to 80%LTV considered on an exception basis)

*DSCR(debt servicing coverage ratio) Not Analyzed!!!!

*Lender Origination Fee Starts at 2% of the loan amount

*Six Month Interest Guarantee Required(otherwise loan is not worth doing for lender)

*Single Purpose Entity Ownership Preferred*Full Recourse always required

*A Commitment Fee equal to 1% of the Fully committed loan amount will be required by the Borrower to the Lender at the time of Commitment

*If Loan is Approved Closing is within 14 business days

*  This Loan is not for Shoppers!  Interest Rate starts at 10%. This Lender is closing many of these loans because the Commercial Borrower understands the loan serves as a BRIDGE to completing their project.  Remember you must have Commitment Fee to pay the Lender at the time of commitment.  Additionally American Cash Solutions Inc as your Broker will require a Minimum Payment of $10,000 payable at time of commitment and any remaining part of our Broker Fee will be paid at closing per our Broker Contract.

Cash Out Commercial Mortgage Refinance Is Available!

Commercial Loans For Folks With Really Bad Credit Is Available!

Commercial Loans With No Appraisal Available!

Commercial Loans That Close in 7 Business Days -Available!

Business Loans Based On Assets "aka" Asset Based Loans: These types of loans are based on the assets of your business.  This does not include personal cars and personal trucks.  Business trucks means you have business auto insurance and title in name of corporation and the trucks must have significant equity due to depreciation.  4x4s that are called trucks but used for family purposes are not considered for asset based lending.  By truck we mean Commercial Truck with Commercial license plates.  Furthermore Asset Based Loans are for Business Owners that already own the business for which you are seeking the loan. In other words an Asset based Loan is not for purchasing a loan.  Asset Based Loans are against meaningful assets of your business.  Minimum amount for Asset Based Loan is $100,000.00(USD)

Business Credit Card: